The Credit for Laptops, Internet, Connectivity, and Knowledge Digital Devices Programme, which was just announced by the federal government, is now accepting applications from Nigerians looking for inexpensive, credit-based access to computers, smartphones, and tablets.
The programme, implemented by the Nigerian Consumer Credit Corporation (CREDICORP) in collaboration with the Federal Ministry of Communications, Innovation, and Digital Economy, was unveiled on Tuesday in Abuja by the minister, Dr Bosun Tijani, and CREDICORP’s managing director and chief executive officer, Uzoma Nwagba.
C.L.I.C.K.D. is intended to assist Nigerians in purchasing digital gadgets through structured, spread-out payments rather than paying the full cost upfront, beginning with locally made computers as CREDICORP prioritises local production.
How to apply
- Visit the website. Go to credicorp.ng/clickd, the official C.L.I.C.K.D. landing page.
- Click “I’m Interested”. This takes you to the application form.
- Fill in the required details:
- State of residence— select from all 36 states and the FCT.
- What best describes you— employed (salary earner), freelancer/self-employed, business owner, student, job seeker or NYSC member?
- Monthly income (optional)— ranges from below ₦100,000 to above ₦1,000,000.
- Digital talent programme— applicants indicate whether they are part of one, choosing from 3MTT, Andela Learning Community, Learn2Earn, ALX, HNG Internship, AltSchool Africa, Genesys Tech Hub or “Other”.
- Device needed— laptop, smartphone, tablet or other.
- Reason for the device— applicants can select multiple options, including learning and certifications, work/remote work, freelancing, business growth, school, software development, content creation or others.
- How you heard about C.L.I.C.K.D.—3MTT, social media, friend or family, school, employer, Google search or other.
- Confirm and consent. Before submitting, applicants must tick three boxes: confirming the information provided is accurate, agreeing to be contacted regarding the application, and consenting to CREDICORP and its partners using their information to assess eligibility.
Who qualifies, for now?
The current 1,000-laptop pilot is only open to fellows of the Federal Government’s Three Million Technical Talent (3MTT) Programme, through which C.L.I.C.K.D. was established as a national pilot.
Nwagba stated that the rollout began in Abuja, with 77 beneficiaries receiving gadgets, with the remainder of the computers being delivered to qualified colleagues in other states in phases.
CREDICORP has a long record of taking a staged approach, with its primary consumer credit plan launching in April 2024 and first targeting primarily federal civil officials before expanding its scope.
The application form’s coverage extends beyond 3MTT, listing Andela Learning Community, Learn2Earn, ALX Africa, HNG Internship, AltSchool Africa, and Genesys Tech Hub as talent-programme options, implying that these fellows may also be eligible to apply, despite CREDICORP’s public statements referring to only 3MTT beneficiaries for the current 1,000-laptop batch.
CREDICORP has also not disclosed the particular interest rates, payback terms, or down payment structure for C.L.I.C.K.D. loans.
